The Flat Fee Model Explained

Pay a Flat Fee.
Keep the Rest.

Traditional buyer agents earn 2%–3% of your home price — meaning they earn more when you spend more. Roman charges a single flat fee and returns every dollar above it to you as a closing cost credit at closing.

Homes Under $1.5M
$7,250
Flat fee · LA & OC
Homes $1.5M and Above
$9,250
Flat fee · LA & OC
The Four-Step Process

How It Works, Step by Step

From the first conversation to keys in hand — here is exactly what happens when you buy a home with Roman's flat fee model in Los Angeles or Orange County.

Step 01

Sign the Flat-Fee BRBC Agreement

Before touring a single home, you and Roman sign a Buyer Representation and Broker Compensation Agreement (BRBC). This document states your flat fee tier — $7,250 or $9,250 — as the absolute maximum Roman will ever earn on your transaction.

There is no percentage language, no vague ranges, no ambiguity. Your fee is fixed and disclosed in writing before the relationship begins.

Why this matters: The 2024 NAR settlement requires all buyers to sign a written compensation agreement before touring homes. Roman's flat-fee BRBC satisfies this requirement exactly — and unlike traditional agent agreements, yours caps the fee at a specific dollar amount.
Step 02

Tour Homes as Needed

Home tours are conducted by Roman's licensed showing agents across all of Los Angeles County and Orange County. Tours are scheduled as needed — you visit the homes that matter, as many times as necessary, until you are completely confident in your decision.

Roman's showing agents handle all scheduling with listing agents and coordinate access to every active listing across SoCal. Roman personally leads strategy, offers, and negotiation on every transaction.

Coverage: All of LA County and OC — from Studio City and Pasadena to Newport Beach and Laguna Beach. Roman knows every micro-market in the region.
Step 03

Write Offers and Win With Strategy

When you find the right home, Roman prepares a comprehensive comparable market analysis, develops your offer strategy, and writes a complete Residential Purchase Agreement. In competitive SoCal markets, offer structure matters as much as price — Roman has 22 years of experience navigating multiple-offer situations.

Roman also conducts a full review of all seller disclosures including the Transfer Disclosure Statement (TDS), Seller Property Questionnaire (SPQ), natural hazard disclosure, and HOA documents where applicable.

Alignment: Because Roman earns the same flat fee regardless of your purchase price, every recommendation he makes is 100% aligned to your interests — never to a larger commission.
Step 04

Close and Keep Your Closing Cost Credit

When your offer is accepted, Roman negotiates the excess commission into your Residential Purchase Agreement as a seller concession — a closing cost credit. This is documented in writing before any offer is submitted. At closing, the credit reduces your out-of-pocket costs dollar for dollar.

Roman coordinates the full escrow process including contingency management, inspection scheduling, appraisal follow-up, and final walkthrough through to close of escrow.

Example: Home price $1.2M · Seller offers 2.5% = $30,000 · Roman's flat fee = $7,250 · Your closing cost credit = $22,750
The Closing Cost Credit

How the Credit Works in Real Numbers

The closing cost credit is not a rebate, not cash, and not a gimmick. It is a seller concession negotiated directly into your purchase contract — a legitimate, documented reduction in your closing costs.

Real Examples · Los Angeles & Orange County
Homes Under $1.5M $7,250 flat fee
$900,000
Example · Glendale or Burbank, CA
Seller's 2.5% commission$22,500
Roman's flat fee$7,250
Your closing cost credit$15,250
Homes Under $1.5M $7,250 flat fee
$1,350,000
Example · Studio City or Porter Ranch, CA
Seller's 2.5% commission$33,750
Roman's flat fee$7,250
Your closing cost credit$26,500
Homes $1.5M and Above $9,250 flat fee
$2,500,000
Example · Santa Monica or Newport Beach, CA
Seller's 2.5% commission$62,500
Roman's flat fee$9,250
Your closing cost credit$53,250

What Exactly Is a Closing Cost Credit?

A closing cost credit is a seller concession — money the seller contributes toward your closing costs at the time of purchase. It is negotiated directly into your Residential Purchase Agreement (RPA) and reduces the cash you need to bring to closing.

Common closing costs it offsets include loan origination fees, title insurance, escrow fees, prepaid interest, and property tax impounds. Depending on your loan type and lender, it can also reduce your down payment requirements.

The credit is negotiated before the offer is written. Roman always discloses the exact available amount in writing before you sign anything. Zero hidden fees. Zero surprises at closing.

The credit is legal, standard in California real estate transactions, and fully disclosed to all parties including your lender. It is not a kickback, not a rebate, and not taxable income in most circumstances — consult your CPA for tax guidance.

Side-by-Side Comparison

Flat Fee vs. Traditional 2.5% Agent

Both models provide the same full buyer representation service. The only difference is how the agent is compensated — and what happens to the money left over.

What You're Comparing Roman — Flat Fee Traditional 2.5% Agent
Compensation structure Fixed flat fee — $7,250 or $9,2502%–3% of purchase price
On a $1M home $7,250 flat$25,000 at 2.5%
On a $2M home $9,250 flat$50,000 at 2.5%
Excess commission Returned to you as closing cost credit Kept by agent
Agent earns more when you spend more No — fee is fixed Yes — creates conflict of interest
Home tours as needed Yes — all of LA & OC Typically yes
Offer writing & negotiation Included Included
Full disclosure review (TDS, SPQ, HOA) Included Typically included
Escrow & closing coordination Included Included
Works directly with named agent Licensed showing agents + Roman on strategy & offers Often routed to team members
BRBC compliance (post-NAR settlement) Fully compliant, flat fee stated Compliant, percentage stated
Compensation transparency Exact dollar amount known upfrontPercentage known, dollar amount varies

* Service levels may vary by agent. The comparison above reflects Roman's model vs. a typical traditional buyer agent offering full buyer representation. Not all traditional agents provide the same service level.

What's Included

Full Service. Nothing Removed.

The flat fee covers complete buyer representation from the first showing to the close of escrow. The fee structure changes. The service level does not.

📝

Buyer Representation Agreement

A written BRBC stating your flat fee tier as the maximum compensation — required by law since August 2024 and protective of your interests as a buyer.

🏠

Touring Properties

Home tours are handled by Roman's licensed showing agents across Los Angeles County and Orange County. Roman personally manages strategy, offer writing, negotiation, and every other step of the transaction — his showing agents ensure you get into every property quickly with no scheduling delays.

📊

Comparative Market Analysis

A full CMA for every property you make an offer on — sold comps, active competition, price-per-square-foot analysis, and negotiation strategy based on 22 years of SoCal data.

✍️

Offer Writing & Negotiation

Complete Residential Purchase Agreement preparation, counter-offer management, and negotiation strategy for every offer — including multiple-offer situations.

📄

Full Disclosure Review

Review of all seller disclosures including Transfer Disclosure Statement (TDS), Seller Property Questionnaire (SPQ), natural hazard disclosure, and HOA documents where applicable.

🔒

Escrow & Closing Coordination

Contingency management, inspection coordination, appraisal follow-up, loan condition tracking, and final walkthrough through to close of escrow — every step of the way.

The 2024 NAR Settlement

Why Flat Fee Models Win in the Post-Settlement Market

The August 2024 NAR settlement changed how buyer agent compensation works in the United States. Buyers must now sign a written Buyer Representation and Broker Compensation Agreement (BRBC) before touring any home — and that agreement must specify exactly how the agent will be paid.

This made buyer agent compensation fully transparent and negotiable for the first time. Roman's flat-fee model was built for exactly this environment — a fixed dollar amount stated clearly in the BRBC, with every excess dollar returned to the buyer.

Roman's BRBC States the Flat Fee as Maximum Compensation

Unlike percentage-based agreements where the dollar amount varies with the purchase price, Roman's BRBC states a specific maximum: $7,250 for homes under $1.5M, or $9,250 for homes $1.5M and above. You know your exact cost before the first showing.

What Changed in August 2024

Written BRBC required before touring any home. Roman's flat-fee agreement satisfies this requirement with full transparency.

Buyer agent commission is no longer automatically offered by sellers in MLS listings. Roman negotiates it into every offer as a seller concession.

Compensation is now fully negotiable. Roman's flat fee eliminates percentage-based conflicts of interest entirely.

Seller concessions can now include buyer agent compensation. The excess becomes your closing cost credit.

Buyers benefit most from agents whose fee does not scale with the purchase price. That is exactly Roman's model.

Why Roman

22 Years of SoCal Buyer Representation

Roman Doktorovich — Flat Fee Buyer Agent Los Angeles and Orange County, DRE #01441969
Roman Doktorovich
Flat Fee Buyer's Agent · Southern California
DRE #01441969 · Real Brokerage Technologies Inc.

Roman Doktorovich has been representing buyers across Southern California since 2002 — through the 2008 market crash, the recovery, the pandemic surge, and now the post-NAR settlement transformation. That depth of market experience translates directly into sharper offer strategy, stronger negotiations, and fewer surprises in escrow.

After years at Redfin, Roman launched his independent flat-fee practice with one conviction: buyers deserve full professional representation without a commission structure that earns the agent more when the buyer spends more. The flat fee eliminates that conflict entirely — Roman earns the same amount whether you buy a $600K condo in Woodland Hills or a $4M estate in Beverly Hills.

You work directly with Roman throughout your entire transaction. Home tours are handled by his licensed showing agents so you get fast access to every property. Roman personally handles strategy, offer writing, negotiation, disclosures, and closing. One flat fee, every time.

200+
Homes Closed
$100M+
Total Volume
22+
Years Licensed in CA
2
Counties Covered
Frequently Asked Questions

Everything About the Flat Fee Model

What is a flat fee buyer agent?
A flat fee buyer agent charges a fixed dollar amount for buyer representation instead of a percentage of the home price. Roman charges $7,250 for homes under $1,500,000 and $9,250 for homes at $1,500,000 and above — the same full service as a traditional agent, at a fraction of the typical 2.5% cost.
How does the closing cost credit work?
When a seller offers a buyer agent commission that exceeds Roman's flat fee, the difference is negotiated into your Residential Purchase Agreement as a seller concession — a closing cost credit. On a $1M home where the seller offers 2.5% ($25,000), Roman's $7,250 flat fee leaves a $17,750 credit for you at closing. Roman discloses the exact amount before any offer is written.
Do I get full service with a flat fee agent?
Yes — both tiers include identical full buyer representation: home tours as needed across LA County and OC, offer writing, negotiation, full disclosure review (TDS, SPQ, natural hazard, and HOA where applicable), and complete escrow and closing coordination. The flat fee changes the compensation structure. It does not change the service level.
What is the BRBC and why does it matter?
BRBC stands for Buyer Representation and Broker Compensation Agreement. Required since August 2024 under the NAR settlement, it is the written agreement between a buyer and their agent specifying the agent's compensation. Roman's BRBC states the flat fee as the maximum compensation — so you know your exact cost before the first showing. Learn more about the NAR settlement.
What if the seller doesn't offer enough to cover the flat fee?
In the rare case where a seller offers less than the flat fee, the buyer pays the shortfall. Roman always discloses this clearly in writing before any offer is submitted — so there are never any surprises at closing. In practice, most sellers in Los Angeles and Orange County still offer 2%–3%, which exceeds both flat fee tiers.
Is the closing cost credit the same as a buyer rebate?
They achieve the same result but are structured differently. A buyer rebate is paid after closing, which can have tax and lender approval implications. A closing cost credit is negotiated into the purchase contract as a seller concession before closing — it reduces your out-of-pocket costs at closing directly. Read the full explanation.
Which cities does Roman serve?
Roman serves all of Los Angeles County and Orange County — 50+ cities including Studio City, Glendale, Pasadena, Beverly Hills, Santa Monica, Manhattan Beach, Irvine, Newport Beach, Huntington Beach, and many more.
Is Roman Doktorovich licensed in California?
Yes. Roman Doktorovich holds California real estate license DRE #01441969 and has been licensed in California since 2002 — 22+ years of active buyer representation across Southern California. He is brokered under Real Brokerage Technologies Inc. (Lic #02022092).
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