Common Questions
Everything you want to know before you download.
What is a flat fee buyer agent?
A flat fee buyer agent charges a fixed dollar amount for full buyer representation instead of a percentage of the home price. Roman charges $7,250 for homes under $1,500,000 and $9,250 for homes at $1,500,000 and above — the same full service as a traditional agent at a fraction of the cost.
How does the closing cost credit actually work?
When the seller offers a commission that exceeds Roman's flat fee, the difference is returned to you as a closing cost credit. This is negotiated directly into the Residential Purchase Agreement as a seller concession and appears on your final settlement statement — reducing your out-of-pocket costs at closing. It is not cash in your pocket; it reduces what you owe at close.
How much can I realistically save?
On an $800K home at 2.5% commission, the credit is $12,750. On a $1.5M home, it's $28,250. On a $3M home, it's $65,750. On a $5M home, it's $115,750. The savings table in the guide covers every common price point with exact figures.
Is this legal in California?
Yes, completely. The closing cost credit is a seller concession negotiated into the Residential Purchase Agreement — a standard mechanism used across California. Roman's BRBC complies with all California real estate law and the August 2024 NAR settlement requirements.
What does "full service" mean if you charge a flat fee?
Full service means Roman personally handles strategy, comparable analysis, offer writing, negotiation, disclosure review, and transaction management from accepted offer to close. Home tours are conducted by his licensed showing agents. You are not getting a discount service — you are paying a fair fixed fee for complete professional representation.
